HOW IT WORKS

Preparation Phase

Review finances, get mortgage pre-approval, and choose a licensed real estate agent. Define your needs, explore listings, and learn about the market. Prepare for extra costs like lawyer's fees, a deposit, and moving. Decide what really matters to you. This sets the stage for a confident home search.

Decide on a Home

Make an offer on a home with your agent, set a deposit, negotiate terms, and complete due diligence like inspections and financing. Is there are conditions, the property is conditionally sold. Once conditions are lifted, the home is almost yours. 

Closing

Once all conditions are met and the deposit is submitted, the deal becomes firm. Legal steps begin to transfer the property to your name. Your lawyer finalizes the title transfer and mortgage. You secure insurance, complete final walk-through, and take possession. Welcome to homeownership!

WHAT YOU NEED TO KNOW

Know Your Budget: What Can You Really Afford?

Knowing what you can realistically afford helps set clear expectations and ensures your energy is focused on homes that truly fit your lifestyle.

Remember, the cost of homeownership goes beyond the mortgage: property taxes, insurance, utilities, and ongoing maintenance all play a role. Being honest about what you’re comfortable spending each month gives you more freedom and flexibility down the road.

Get To Know Saskatoon

Finding The Right Home

Choosing the Right Agent

How Long Does the Home Buying Process Usually Take? 

So You've Made an Offer, Now What Happens?

How Do Real Estate Agents Get Paid? 

Hidden Costs to be Aware of

GET MORE INFORMATION

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